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database design · banking · ER diagram

Bank Customer Account Management ERD

Type Entity-Relationship Diagram (ERD)Standard Chen 1976 / Everest 1976 (crow's foot)Engine schematex-erdUpdated 5/28/2026
Bank Customer Account Management ERD
Drawing preview
The request

“Create a bank customer account ERD with Customer, AccountType, Account, and Transaction tables, the shown keys and attributes, accounts linked to customers and account types, and transactions linked to accounts.”

Then tryAdd beneficiaries.Add recurring transfers.
What is in this drawing

Read the decisions behind it.

01Choosing minimal core entities

Customer, Account, Transaction, AccountType

02

Using mandatory foreign keys to enforce referential integrity

03

Storing account balance as a redundant field for query performance

When building a banking application's data model, especially for handling multiple account types and recording debit/credit transactions per account.

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