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Payment Processing · Fraud Prevention · Fintech

Payment Gateway Authorization Flow

Tipo FluxogramaNorma Sugiyama layered DAG + orthogonal routingMecanismo schematex-flowchartAtualizado 25/08/2026
Payment Gateway Authorization Flow
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O cenário

A card payment enters the gateway and must be authorized by validating card details, assessing fraud risk, optionally routing to manual review, and confirming sufficient funds before capture.

O que há neste desenho

Entenda as decisões por trás dele.

01

Card details valid?

02

Fraud score below threshold?

03Manual review decision

approve or reject

Reusable for any payment gateway, card-not-present transaction flow, or e-commerce checkout authorization process that needs fraud and funds checks.

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