상황
A card payment enters the gateway and must be authorized by validating card details, assessing fraud risk, optionally routing to manual review, and confirming sufficient funds before capture.
이 도면에 담긴 내용
그 이면의 의사결정을 읽어 보세요.
01
Card details valid?
02
Fraud score below threshold?
03Manual review decision
approve or reject
Reusable for any payment gateway, card-not-present transaction flow, or e-commerce checkout authorization process that needs fraud and funds checks.