FINTECH
ATM Transaction Flowchart
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CASE ANALYSIS
Scenario
A customer initiates an ATM transaction, and the flowchart traces the path from card insertion through PIN verification, transaction type selection, funds availability, issuer authorization, and final card return or retention.
Key decisions
- Card read succeeds or fails
- PIN verified by issuer
- Transaction type selected
- Sufficient funds for withdrawal/transfer
- Card returned vs. retained after repeated PIN failures
When to reuse this
Use for documenting or redesigning ATM transaction processing flows involving card networks, issuers, and acquirers.
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flowchart-end-to-end-atm-transaction-processing-flowchart-card-network