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Fintech · Banking · Process Flow

ATM Transaction Flowchart

Type FlowchartStandard Sugiyama layered DAG + orthogonal routingEngine schematex-flowchartUpdated 9/24/2026
ATM Transaction Flowchart
Drawing preview
The scenario

A customer initiates an ATM transaction, and the flowchart traces the path from card insertion through PIN verification, transaction type selection, funds availability, issuer authorization, and final card return or retention.

What is in this drawing

Read the decisions behind it.

01

Card read succeeds or fails

02

PIN verified by issuer

03

Transaction type selected

04

Sufficient funds for withdrawal/transfer

05

Card returned vs. retained after repeated PIN failures

Use for documenting or redesigning ATM transaction processing flows involving card networks, issuers, and acquirers.

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